Call reports 2020
GREATER COMMUNITY BANK — 2020
What GREATER COMMUNITY BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 228,920,000 | 283,155,000 | 282,732,000 | 284,215,000 |
| Total loans | 180,996,000 | 218,379,000 | 223,333,000 | 209,213,000 |
| Allowance for loan losses | 2,350,000 | 2,720,000 | 3,152,000 | 3,426,000 |
| Securities available for sale | 5,149,000 | 6,345,000 | 6,113,000 | 6,797,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 186,982,000 | 225,334,000 | 224,036,000 | 236,083,000 |
| Interest-bearing deposits | 151,991,000 | 167,776,000 | 167,689,000 | 176,315,000 |
| Noninterest-bearing deposits | 34,991,000 | 57,558,000 | 56,347,000 | 59,768,000 |
| Equity capital | 22,394,000 | 23,221,000 | 24,751,000 | 25,894,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 2,897,000 | 6,325,000 | 9,696,000 | 12,725,000 |
| Interest expense | 531,000 | 982,000 | 1,377,000 | 1,704,000 |
| Net interest income | 2,366,000 | 5,343,000 | 8,319,000 | 11,021,000 |
| Noninterest income | 478,000 | 929,000 | 1,645,000 | 2,283,000 |
| Noninterest expense | 1,963,000 | 4,144,000 | 6,308,000 | 8,091,000 |
| Provision for loan losses | 478,000 | 978,000 | 1,478,000 | 1,882,000 |
| Pretax income | 403,000 | 1,150,000 | 2,178,000 | 3,331,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 403,000 | 1,150,000 | 2,178,000 | 3,331,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,330,000 | 23,078,000 | 24,604,000 | 25,759,000 |
| Total capital | 24,680,000 | 25,374,000 | 26,996,000 | 28,137,000 |
| Risk-weighted assets | 190,829,000 | 183,275,000 | 190,625,000 | 189,205,000 |