Call reports 2019
GREATER COMMUNITY BANK — 2019
What GREATER COMMUNITY BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 207,906,000 | 210,238,000 | 220,742,000 | 225,380,000 |
| Total loans | 157,666,000 | 156,855,000 | 165,562,000 | 176,851,000 |
| Allowance for loan losses | 1,726,000 | 1,725,000 | 1,775,000 | 1,973,000 |
| Securities available for sale | 6,773,000 | 6,278,000 | 5,973,000 | 5,872,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 171,782,000 | 173,369,000 | 182,808,000 | 186,379,000 |
| Interest-bearing deposits | 140,183,000 | 142,375,000 | 146,940,000 | 150,551,000 |
| Noninterest-bearing deposits | 31,599,000 | 30,994,000 | 35,868,000 | 35,828,000 |
| Equity capital | 19,653,000 | 21,122,000 | 21,752,000 | 22,953,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 2,549,000 | 5,253,000 | 8,071,000 | 10,920,000 |
| Interest expense | 455,000 | 1,046,000 | 1,632,000 | 2,203,000 |
| Net interest income | 2,094,000 | 4,207,000 | 6,439,000 | 8,717,000 |
| Noninterest income | 328,000 | 658,000 | 1,086,000 | 1,491,000 |
| Noninterest expense | 1,659,000 | 3,318,000 | 5,155,000 | 6,866,000 |
| Provision for loan losses | 104,000 | 104,000 | 278,000 | 575,000 |
| Pretax income | 659,000 | 1,443,000 | 2,092,000 | 2,767,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 659,000 | 1,443,000 | 2,092,000 | 2,767,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,700,000 | 21,084,000 | 21,732,000 | 22,908,000 |
| Total capital | 21,426,000 | 22,809,000 | 23,508,000 | 24,881,000 |
| Risk-weighted assets | 165,709,000 | 165,070,000 | 175,964,000 | 186,363,000 |