Call reports 2018
GREATER COMMUNITY BANK — 2018
What GREATER COMMUNITY BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 173,024,000 | 175,727,000 | 180,938,000 | 187,745,000 |
| Total loans | 137,641,000 | 145,836,000 | 146,729,000 | 153,837,000 |
| Allowance for loan losses | 1,389,000 | 1,493,000 | 1,568,000 | 1,645,000 |
| Securities available for sale | 6,572,000 | 7,318,000 | 7,009,000 | 6,905,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 145,750,000 | 145,527,000 | 149,946,000 | 151,060,000 |
| Interest-bearing deposits | 117,155,000 | 118,768,000 | 119,879,000 | 125,856,000 |
| Noninterest-bearing deposits | 28,595,000 | 26,759,000 | 30,067,000 | 25,204,000 |
| Equity capital | 16,950,000 | 18,533,000 | 19,025,000 | 19,727,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,977,000 | 4,091,000 | 6,345,000 | 8,865,000 |
| Interest expense | 197,000 | 450,000 | 748,000 | 1,103,000 |
| Net interest income | 1,780,000 | 3,641,000 | 5,597,000 | 7,762,000 |
| Noninterest income | 373,000 | 762,000 | 1,018,000 | 1,257,000 |
| Noninterest expense | 1,538,000 | 3,080,000 | 4,704,000 | 6,188,000 |
| Provision for loan losses | 104,000 | 199,000 | 264,000 | 490,000 |
| Pretax income | 511,000 | 1,124,000 | 1,647,000 | 2,341,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 511,000 | 1,124,000 | 1,647,000 | 2,341,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,010,000 | 18,627,000 | 19,155,000 | 19,855,000 |
| Total capital | 18,398,000 | 20,120,000 | 20,723,000 | 21,500,000 |
| Risk-weighted assets | 144,408,000 | 151,107,000 | 154,727,000 | 156,412,000 |