Call reports 2017
GREATER COMMUNITY BANK — 2017
What GREATER COMMUNITY BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 145,866,000 | 153,108,000 | 156,558,000 | 164,553,000 |
| Total loans | 115,517,000 | 118,302,000 | 124,818,000 | 130,212,000 |
| Allowance for loan losses | 1,147,000 | 1,151,000 | 1,253,000 | 1,316,000 |
| Securities available for sale | 7,352,000 | 7,249,000 | 7,067,000 | 6,855,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 125,795,000 | 132,250,000 | 137,130,000 | 144,715,000 |
| Interest-bearing deposits | 103,258,000 | 108,952,000 | 113,745,000 | 119,619,000 |
| Noninterest-bearing deposits | 22,537,000 | 23,298,000 | 23,385,000 | 25,096,000 |
| Equity capital | 14,730,000 | 15,249,000 | 15,698,000 | 17,075,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,627,000 | 3,342,000 | 5,122,000 | 7,019,000 |
| Interest expense | 117,000 | 241,000 | 382,000 | 546,000 |
| Net interest income | 1,510,000 | 3,101,000 | 4,740,000 | 6,473,000 |
| Noninterest income | 394,000 | 730,000 | 972,000 | 1,115,000 |
| Noninterest expense | 1,423,000 | 2,860,000 | 4,356,000 | 5,784,000 |
| Provision for loan losses | 0 | 0 | 95,000 | 110,000 |
| Pretax income | 481,000 | 971,000 | 1,261,000 | 1,694,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 481,000 | 971,000 | 1,261,000 | 1,694,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,692,000 | 15,182,000 | 15,648,000 | 17,086,000 |
| Total capital | 15,840,000 | 16,334,000 | 16,901,000 | 18,403,000 |
| Risk-weighted assets | 125,388,000 | 127,686,000 | 131,990,000 | 138,862,000 |