Call reports 2016
GREATER COMMUNITY BANK — 2016
What GREATER COMMUNITY BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 136,395,000 | 132,747,000 | 137,746,000 | 143,476,000 |
| Total loans | 105,355,000 | 106,356,000 | 106,129,000 | 114,159,000 |
| Allowance for loan losses | 1,097,000 | 1,101,000 | 1,142,000 | 1,120,000 |
| Securities available for sale | 5,868,000 | 5,993,000 | 6,327,000 | 6,630,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 115,423,000 | 116,381,000 | 118,842,000 | 119,172,000 |
| Interest-bearing deposits | 95,728,000 | 98,306,000 | 98,477,000 | 98,652,000 |
| Noninterest-bearing deposits | 19,695,000 | 18,075,000 | 20,365,000 | 20,520,000 |
| Equity capital | 13,570,000 | 13,926,000 | 14,270,000 | 14,506,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,585,000 | 3,197,000 | 4,799,000 | 6,387,000 |
| Interest expense | 131,000 | 217,000 | 308,000 | 406,000 |
| Net interest income | 1,454,000 | 2,980,000 | 4,491,000 | 5,981,000 |
| Noninterest income | 315,000 | 639,000 | 943,000 | 1,240,000 |
| Noninterest expense | 1,437,000 | 2,937,000 | 4,383,000 | 5,850,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 90,000 |
| Pretax income | 303,000 | 623,000 | 962,000 | 1,282,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 303,000 | 623,000 | 962,000 | 1,282,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,535,000 | 13,855,000 | 14,194,000 | 14,514,000 |
| Total capital | 14,632,000 | 14,957,000 | 15,336,000 | 15,634,000 |
| Risk-weighted assets | 112,929,000 | 115,008,000 | 115,669,000 | 125,367,000 |