Call reports 2015
GREATER COMMUNITY BANK — 2015
What GREATER COMMUNITY BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 125,545,000 | 120,353,000 | 124,631,000 | 132,647,000 |
| Total loans | 86,347,000 | 88,231,000 | 94,175,000 | 104,570,000 |
| Allowance for loan losses | 968,000 | 1,020,000 | 1,026,000 | 1,016,000 |
| Securities available for sale | 9,976,000 | 9,377,000 | 8,129,000 | 6,486,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 103,436,000 | 99,895,000 | 103,976,000 | 106,764,000 |
| Interest-bearing deposits | 81,772,000 | 79,146,000 | 82,565,000 | 86,880,000 |
| Noninterest-bearing deposits | 21,664,000 | 20,749,000 | 21,411,000 | 19,884,000 |
| Equity capital | 12,661,000 | 12,988,000 | 13,130,000 | 13,252,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,338,000 | 2,697,000 | 4,100,000 | 5,595,000 |
| Interest expense | 124,000 | 235,000 | 340,000 | 448,000 |
| Net interest income | 1,214,000 | 2,462,000 | 3,760,000 | 5,147,000 |
| Noninterest income | 256,000 | 503,000 | 652,000 | 920,000 |
| Noninterest expense | 1,303,000 | 2,642,000 | 3,980,000 | 5,478,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 188,000 | 344,000 | 481,000 | 640,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 188,000 | 344,000 | 481,000 | 640,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,531,000 | 12,937,000 | 13,074,000 | 13,233,000 |
| Total capital | 13,499,000 | 13,957,000 | 14,100,000 | 14,249,000 |
| Risk-weighted assets | 96,417,000 | 96,422,000 | 102,524,000 | 113,278,000 |