Call reports 2013
GREATER COMMUNITY BANK — 2013
What GREATER COMMUNITY BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 130,222,000 | 125,512,000 | 121,347,000 | 119,159,000 |
| Total loans | 75,213,000 | 74,471,000 | 74,958,000 | 77,073,000 |
| Allowance for loan losses | 2,232,000 | 1,739,000 | 1,672,000 | 1,568,000 |
| Securities available for sale | 23,485,000 | 23,844,000 | 20,191,000 | 16,975,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 108,363,000 | 103,666,000 | 99,552,000 | 97,589,000 |
| Interest-bearing deposits | 89,508,000 | 87,140,000 | 82,124,000 | 81,729,000 |
| Noninterest-bearing deposits | 18,855,000 | 16,526,000 | 17,428,000 | 15,860,000 |
| Equity capital | 12,235,000 | 12,242,000 | 12,126,000 | 11,882,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,274,000 | 2,518,000 | 3,814,000 | 5,100,000 |
| Interest expense | 162,000 | 311,000 | 456,000 | 598,000 |
| Net interest income | 1,112,000 | 2,207,000 | 3,358,000 | 4,502,000 |
| Noninterest income | 327,000 | 660,000 | 902,000 | 1,103,000 |
| Noninterest expense | 1,334,000 | 2,701,000 | 4,023,000 | 5,533,000 |
| Provision for loan losses | 0 | 0 | 68,000 | 68,000 |
| Pretax income | 105,000 | 166,000 | 228,000 | 119,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 105,000 | 166,000 | 228,000 | 119,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,716,000 | 11,778,000 | 11,840,000 | 11,731,000 |
| Total capital | 12,784,000 | 12,852,000 | 12,903,000 | 12,807,000 |
| Risk-weighted assets | 84,303,000 | 85,277,000 | 84,395,000 | 85,655,000 |