Call reports 2012
GREATER COMMUNITY BANK — 2012
What GREATER COMMUNITY BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 160,455,000 | 152,823,000 | 149,317,000 | 131,482,000 |
| Total loans | 83,706,000 | 78,207,000 | 74,992,000 | 73,964,000 |
| Allowance for loan losses | 3,326,000 | 2,884,000 | 2,818,000 | 2,210,000 |
| Securities available for sale | 39,983,000 | 36,535,000 | 30,767,000 | 25,952,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 125,902,000 | 120,167,000 | 116,667,000 | 109,581,000 |
| Interest-bearing deposits | 109,152,000 | 103,643,000 | 99,232,000 | 91,455,000 |
| Noninterest-bearing deposits | 16,750,000 | 16,524,000 | 17,435,000 | 18,126,000 |
| Equity capital | 13,489,000 | 13,647,000 | 13,541,000 | 12,096,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,697,000 | 3,304,000 | 4,747,000 | 6,115,000 |
| Interest expense | 344,000 | 663,000 | 946,000 | 1,203,000 |
| Net interest income | 1,353,000 | 2,641,000 | 3,801,000 | 4,912,000 |
| Noninterest income | 16,000 | 248,000 | 355,000 | 172,000 |
| Noninterest expense | 1,406,000 | 2,830,000 | 4,274,000 | 6,511,000 |
| Provision for loan losses | 0 | 98,000 | 243,000 | 243,000 |
| Pretax income | 82,000 | 128,000 | -188,000 | -1,475,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 82,000 | 128,000 | -188,000 | -1,475,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,069,000 | 13,214,000 | 12,900,000 | 11,612,000 |
| Total capital | 14,273,000 | 14,352,000 | 14,011,000 | 12,675,000 |
| Risk-weighted assets | 94,187,000 | 89,291,000 | 87,197,000 | 83,897,000 |