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Call reports 2006

GREATER COMMUNITY BANK — 2006

What GREATER COMMUNITY BANK reported to the FFIEC in 2006, quarter by quarter.

PERIOD: 2006SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/1dd32bd6-a5e9-46eb-85b8-07989658fb67/2006

Balance sheet

What the bank holds and owes at quarter end

Measure2006Q12006Q22006Q32006Q4
Total assets156,497,000154,519,000161,413,000159,173,000
Total loans99,649,00099,673,00098,220,00096,794,000
Allowance for loan losses1,313,0001,290,0001,226,0001,180,000
Securities available for sale37,780,00039,259,00043,405,00042,286,000
Securities held to maturity0000
Trading assets0000
Total deposits121,745,000117,429,000122,043,000119,173,000
Interest-bearing deposits104,939,000100,487,000105,883,000101,970,000
Noninterest-bearing deposits16,806,00016,943,00016,160,00017,203,000
Equity capital9,690,0009,850,00011,027,00011,585,000

Income

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure2006Q12006Q22006Q32006Q4
Interest income2,357,0004,832,0007,447,00010,084,000
Interest expense991,0002,087,0003,332,0004,639,000
Net interest income1,366,0002,745,0004,115,0005,445,000
Noninterest income301,000601,000914,0001,213,000
Noninterest expense1,116,0002,236,0003,377,0004,560,000
Provision for loan losses0030,00060,000
Pretax income551,0001,110,0001,622,0002,038,000
Income tax446,000446,000420,000420,000
Net income105,000664,0001,202,0001,618,000

Regulatory capital

Basel measures — not reported for every quarter

Measure2006Q12006Q22006Q32006Q4
Tier 1 capital10,290,00010,891,00011,428,00011,889,000
Total capital11,603,00012,181,00012,654,00013,069,000
Risk-weighted assets109,173,000108,744,000111,133,000112,234,000

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