Call reports 2021
FIRST CAPITAL BANK — 2021
What FIRST CAPITAL BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 |
|---|---|---|---|
| Total assets | 365,119,000 | 377,714,000 | 376,173,000 |
| Total loans | 299,824,000 | 306,125,000 | 301,396,000 |
| Allowance for loan losses | 3,333,000 | 3,318,000 | 3,318,000 |
| Securities available for sale | 1,769,000 | 5,174,000 | 5,041,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 302,645,000 | 317,021,000 | 314,555,000 |
| Interest-bearing deposits | 277,462,000 | 283,019,000 | 278,684,000 |
| Noninterest-bearing deposits | 25,183,000 | 34,002,000 | 35,871,000 |
| Equity capital | 38,582,000 | 39,397,000 | 39,881,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 |
|---|---|---|---|
| Interest income | 3,418,000 | 7,131,000 | 10,548,000 |
| Interest expense | 863,000 | 1,659,000 | 2,365,000 |
| Net interest income | 2,555,000 | 5,472,000 | 8,183,000 |
| Noninterest income | 55,000 | 122,000 | 13,000 |
| Noninterest expense | 1,451,000 | 2,984,000 | 4,526,000 |
| Provision for loan losses | 0 | 0 | 0 |
| Pretax income | 1,159,000 | 2,610,000 | 3,670,000 |
| Income tax | 313,000 | 708,000 | 1,000,000 |
| Net income | 846,000 | 1,902,000 | 2,670,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 |
|---|---|---|---|
| Tier 1 capital | 38,590,000 | 39,383,000 | 39,888,000 |