Call reports 2020
FIRST CAPITAL BANK — 2020
What FIRST CAPITAL BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 355,478,000 | 355,494,000 | 360,182,000 | 363,543,000 |
| Total loans | 297,148,000 | 302,196,000 | 305,382,000 | 301,954,000 |
| Allowance for loan losses | 2,298,000 | 2,798,000 | 2,947,000 | 3,347,000 |
| Securities available for sale | 3,453,000 | 1,262,000 | 1,022,000 | 893,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 293,235,000 | 293,100,000 | 298,050,000 | 301,741,000 |
| Interest-bearing deposits | 268,370,000 | 265,455,000 | 269,586,000 | 273,394,000 |
| Noninterest-bearing deposits | 24,865,000 | 27,645,000 | 28,464,000 | 28,347,000 |
| Equity capital | 37,220,000 | 37,511,000 | 37,598,000 | 37,734,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 3,898,000 | 7,483,000 | 11,027,000 | 14,541,000 |
| Interest expense | 1,521,000 | 2,837,000 | 4,025,000 | 5,069,000 |
| Net interest income | 2,377,000 | 4,646,000 | 7,002,000 | 9,472,000 |
| Noninterest income | 92,000 | 184,000 | 277,000 | 335,000 |
| Noninterest expense | 1,325,000 | 2,522,000 | 3,785,000 | 5,356,000 |
| Provision for loan losses | 100,000 | 600,000 | 1,300,000 | 1,700,000 |
| Pretax income | 1,044,000 | 1,708,000 | 2,194,000 | 2,751,000 |
| Income tax | 288,000 | 470,000 | 607,000 | 764,000 |
| Net income | 756,000 | 1,238,000 | 1,587,000 | 1,987,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 37,187,000 | 37,482,000 | 37,568,000 | 37,706,000 |