Call reports 2019
FIRST CAPITAL BANK — 2019
What FIRST CAPITAL BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 317,575,000 | 332,704,000 | 344,330,000 | 357,701,000 |
| Total loans | 270,474,000 | 288,082,000 | 301,753,000 | 299,646,000 |
| Allowance for loan losses | 2,198,000 | 2,198,000 | 2,198,000 | 2,198,000 |
| Securities available for sale | 4,376,000 | 4,293,000 | 5,158,000 | 5,076,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 257,926,000 | 272,364,000 | 282,855,000 | 296,063,000 |
| Interest-bearing deposits | 236,111,000 | 249,970,000 | 263,740,000 | 270,360,000 |
| Noninterest-bearing deposits | 21,815,000 | 22,395,000 | 19,115,000 | 25,703,000 |
| Equity capital | 35,030,000 | 35,614,000 | 36,271,000 | 36,701,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 3,498,000 | 7,342,000 | 11,406,000 | 15,522,000 |
| Interest expense | 1,337,000 | 2,820,000 | 4,436,000 | 6,061,000 |
| Net interest income | 2,161,000 | 4,522,000 | 6,970,000 | 9,461,000 |
| Noninterest income | 84,000 | 177,000 | 336,000 | 150,000 |
| Noninterest expense | 1,316,000 | 2,751,000 | 4,119,000 | 5,462,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 929,000 | 1,948,000 | 3,187,000 | 4,149,000 |
| Income tax | 258,000 | 540,000 | 853,000 | 1,117,000 |
| Net income | 671,000 | 1,408,000 | 2,334,000 | 3,032,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,037,000 | 35,598,000 | 36,261,000 | 36,693,000 |
| Total capital | 37,235,000 | 37,796,000 | 38,459,000 | 38,891,000 |
| Risk-weighted assets | 292,357,000 | 309,581,000 | 320,363,000 | 328,784,000 |