Call reports 2018
FIRST CAPITAL BANK — 2018
What FIRST CAPITAL BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 306,131,000 | 303,231,000 | 306,151,000 | 313,621,000 |
| Total loans | 256,275,000 | 254,729,000 | 255,777,000 | 262,072,000 |
| Allowance for loan losses | 2,198,000 | 2,198,000 | 2,198,000 | 2,198,000 |
| Securities available for sale | 3,421,000 | 4,348,000 | 4,255,000 | 4,281,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 249,259,000 | 245,536,000 | 247,736,000 | 254,634,000 |
| Interest-bearing deposits | 244,306,000 | 223,495,000 | 242,850,000 | 228,832,000 |
| Noninterest-bearing deposits | 4,953,000 | 22,041,000 | 4,886,000 | 25,802,000 |
| Equity capital | 32,598,000 | 33,421,000 | 33,935,000 | 34,598,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 3,217,000 | 6,503,000 | 9,833,000 | 13,351,000 |
| Interest expense | 846,000 | 1,776,000 | 2,823,000 | 4,031,000 |
| Net interest income | 2,371,000 | 4,727,000 | 7,010,000 | 9,320,000 |
| Noninterest income | 76,000 | 150,000 | -64,000 | 8,000 |
| Noninterest expense | 1,331,000 | 2,664,000 | 4,037,000 | 5,409,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,116,000 | 2,213,000 | 2,909,000 | 3,919,000 |
| Income tax | 311,000 | 616,000 | 811,000 | 1,096,000 |
| Net income | 805,000 | 1,597,000 | 2,098,000 | 2,823,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,632,000 | 33,468,000 | 34,013,000 | 34,622,000 |
| Total capital | 34,830,000 | 35,666,000 | 36,211,000 | 36,820,000 |
| Risk-weighted assets | 277,630,000 | 274,425,000 | 275,278,000 | 285,419,000 |