Call reports 2017
FIRST CAPITAL BANK — 2017
What FIRST CAPITAL BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 293,753,000 | 287,591,000 | 292,012,000 | 305,995,000 |
| Total loans | 249,124,000 | 244,569,000 | 256,297,000 | 269,587,000 |
| Allowance for loan losses | 2,345,000 | 2,161,000 | 2,042,000 | 2,300,000 |
| Securities available for sale | 1,659,000 | 1,616,000 | 1,564,000 | 1,503,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 243,258,000 | 232,966,000 | 236,532,000 | 250,258,000 |
| Interest-bearing deposits | 224,053,000 | 211,602,000 | 215,889,000 | 229,394,000 |
| Noninterest-bearing deposits | 19,205,000 | 21,364,000 | 20,643,000 | 20,864,000 |
| Equity capital | 26,087,000 | 30,626,000 | 31,373,000 | 31,774,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 2,933,000 | 5,923,000 | 8,998,000 | 12,237,000 |
| Interest expense | 612,000 | 1,228,000 | 1,889,000 | 2,662,000 |
| Net interest income | 2,321,000 | 4,695,000 | 7,109,000 | 9,575,000 |
| Noninterest income | -16,000 | 50,000 | 121,000 | 188,000 |
| Noninterest expense | 1,363,000 | 2,688,000 | 4,031,000 | 5,381,000 |
| Provision for loan losses | 0 | 84,000 | 84,000 | 319,000 |
| Pretax income | 942,000 | 1,973,000 | 3,115,000 | 4,063,000 |
| Income tax | 361,000 | 756,000 | 1,193,000 | 1,786,000 |
| Net income | 581,000 | 1,217,000 | 1,922,000 | 2,277,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,105,000 | 30,631,000 | 31,378,000 | 31,783,000 |
| Total capital | 28,450,000 | 32,792,000 | 33,420,000 | 34,083,000 |
| Risk-weighted assets | 269,796,000 | 264,404,000 | 274,961,000 | 286,170,000 |