Call reports 2016
FIRST CAPITAL BANK — 2016
What FIRST CAPITAL BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 253,993,000 | 269,664,000 | 279,229,000 | 285,240,000 |
| Total loans | 214,164,000 | 241,697,000 | 246,876,000 | 251,543,000 |
| Allowance for loan losses | 1,706,000 | 1,806,000 | 1,891,000 | 2,516,000 |
| Securities available for sale | 12,470,000 | 3,941,000 | 1,878,000 | 1,738,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 205,530,000 | 220,803,000 | 229,682,000 | 235,779,000 |
| Interest-bearing deposits | 193,989,000 | 203,343,000 | 216,704,000 | 219,882,000 |
| Noninterest-bearing deposits | 11,541,000 | 17,460,000 | 12,978,000 | 15,897,000 |
| Equity capital | 24,563,000 | 25,063,000 | 25,550,000 | 25,616,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 2,668,000 | 5,405,000 | 8,314,000 | 11,288,000 |
| Interest expense | 495,000 | 1,010,000 | 1,589,000 | 2,193,000 |
| Net interest income | 2,173,000 | 4,395,000 | 6,725,000 | 9,095,000 |
| Noninterest income | 40,000 | 58,000 | 96,000 | 122,000 |
| Noninterest expense | 1,232,000 | 2,469,000 | 3,736,000 | 5,065,000 |
| Provision for loan losses | 0 | 100,000 | 184,000 | 851,000 |
| Pretax income | 973,000 | 1,876,000 | 2,893,000 | 3,293,000 |
| Income tax | 372,000 | 720,000 | 1,108,000 | 1,262,000 |
| Net income | 601,000 | 1,156,000 | 1,785,000 | 2,031,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,549,000 | 25,036,000 | 25,525,000 | 25,630,000 |
| Total capital | 26,255,000 | 26,842,000 | 27,416,000 | 28,146,000 |
| Risk-weighted assets | 224,000,000 | 246,564,000 | 254,907,000 | 259,354,000 |