Call reports 2014
FIRST CAPITAL BANK — 2014
What FIRST CAPITAL BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 222,613,000 | 222,586,000 | 227,667,000 | 231,189,000 |
| Total loans | 182,569,000 | 183,958,000 | 187,912,000 | 190,709,000 |
| Allowance for loan losses | 2,005,000 | 1,603,000 | 1,605,000 | 1,561,000 |
| Securities available for sale | 23,771,000 | 20,746,000 | 20,635,000 | 20,895,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 181,555,000 | 180,661,000 | 182,148,000 | 185,024,000 |
| Interest-bearing deposits | 171,093,000 | 170,032,000 | 170,512,000 | 173,185,000 |
| Noninterest-bearing deposits | 10,462,000 | 10,629,000 | 11,636,000 | 11,839,000 |
| Equity capital | 20,613,000 | 21,350,000 | 21,821,000 | 22,351,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 2,389,000 | 4,779,000 | 7,228,000 | 9,681,000 |
| Interest expense | 411,000 | 831,000 | 1,268,000 | 1,713,000 |
| Net interest income | 1,978,000 | 3,948,000 | 5,960,000 | 7,968,000 |
| Noninterest income | -14,000 | -96,000 | -168,000 | -280,000 |
| Noninterest expense | 1,156,000 | 2,316,000 | 3,452,000 | 4,856,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 808,000 | 1,533,000 | 2,337,000 | 2,829,000 |
| Income tax | 316,000 | 600,000 | 914,000 | 1,109,000 |
| Net income | 492,000 | 933,000 | 1,423,000 | 1,720,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,366,000 | 21,820,000 | 22,317,000 | 22,621,000 |
| Total capital | 23,371,000 | 23,423,000 | 23,922,000 | 24,182,000 |
| Risk-weighted assets | 186,301,000 | 189,386,000 | 192,665,000 | 196,022,000 |