Call reports 2013
FIRST CAPITAL BANK — 2013
What FIRST CAPITAL BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 203,518,000 | 208,515,000 | 213,739,000 | 220,163,000 |
| Total loans | 161,082,000 | 165,073,000 | 171,425,000 | 181,278,000 |
| Allowance for loan losses | 2,439,000 | 2,440,000 | 2,442,000 | 2,107,000 |
| Securities available for sale | 19,262,000 | 23,273,000 | 24,810,000 | 23,363,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 163,253,000 | 168,147,000 | 172,927,000 | 179,302,000 |
| Interest-bearing deposits | 155,863,000 | 160,103,000 | 165,722,000 | 170,411,000 |
| Noninterest-bearing deposits | 7,390,000 | 8,044,000 | 7,205,000 | 8,891,000 |
| Equity capital | 19,964,000 | 19,671,000 | 19,887,000 | 19,766,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 2,229,000 | 4,485,000 | 6,768,000 | 9,096,000 |
| Interest expense | 397,000 | 795,000 | 1,199,000 | 1,616,000 |
| Net interest income | 1,832,000 | 3,690,000 | 5,569,000 | 7,480,000 |
| Noninterest income | -133,000 | -179,000 | -151,000 | -134,000 |
| Noninterest expense | 1,044,000 | 2,085,000 | 3,141,000 | 4,499,000 |
| Provision for loan losses | 145,000 | 145,000 | 145,000 | 145,000 |
| Pretax income | 510,000 | 1,281,000 | 2,132,000 | 2,702,000 |
| Income tax | 0 | 306,000 | 641,000 | 857,000 |
| Net income | 510,000 | 975,000 | 1,491,000 | 1,845,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,948,000 | 20,346,000 | 20,745,000 | 20,862,000 |
| Total capital | 22,067,000 | 22,511,000 | 22,966,000 | 22,969,000 |
| Risk-weighted assets | 169,233,000 | 172,947,000 | 177,450,000 | 185,532,000 |