Call reports 2012
FIRST CAPITAL BANK — 2012
What FIRST CAPITAL BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 182,054,000 | 197,952,000 | 202,414,000 | 200,995,000 |
| Total loans | 142,764,000 | 149,791,000 | 159,241,000 | 164,236,000 |
| Allowance for loan losses | 2,727,000 | 2,109,000 | 2,292,000 | 2,293,000 |
| Securities available for sale | 22,482,000 | 24,531,000 | 22,331,000 | 19,978,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 138,017,000 | 153,819,000 | 157,747,000 | 161,124,000 |
| Interest-bearing deposits | 131,971,000 | 147,961,000 | 151,348,000 | 154,319,000 |
| Noninterest-bearing deposits | 6,046,000 | 5,858,000 | 6,399,000 | 6,805,000 |
| Equity capital | 23,754,000 | 23,825,000 | 24,316,000 | 19,494,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,049,000 | 4,177,000 | 6,415,000 | 8,704,000 |
| Interest expense | 505,000 | 979,000 | 1,415,000 | 1,841,000 |
| Net interest income | 1,544,000 | 3,198,000 | 5,000,000 | 6,863,000 |
| Noninterest income | -197,000 | -316,000 | -358,000 | -424,000 |
| Noninterest expense | 994,000 | 2,044,000 | 3,024,000 | 4,296,000 |
| Provision for loan losses | 312,000 | 610,000 | 820,000 | 820,000 |
| Pretax income | 41,000 | 228,000 | 902,000 | 1,528,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 41,000 | 228,000 | 902,000 | 1,528,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,647,000 | 23,650,000 | 24,140,000 | 19,439,000 |
| Total capital | 25,506,000 | 25,604,000 | 26,183,000 | 21,545,000 |
| Risk-weighted assets | 147,832,000 | 156,140,000 | 163,182,000 | 168,331,000 |