Call reports 2011
FIRST CAPITAL BANK — 2011
What FIRST CAPITAL BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 180,104,000 | 179,152,000 | 183,721,000 | 180,909,000 |
| Total loans | 138,514,000 | 138,467,000 | 137,361,000 | 140,462,000 |
| Allowance for loan losses | 3,151,000 | 3,250,000 | 3,195,000 | 2,688,000 |
| Securities available for sale | 23,312,000 | 21,904,000 | 23,680,000 | 23,770,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 136,471,000 | 135,037,000 | 139,224,000 | 136,392,000 |
| Interest-bearing deposits | 133,030,000 | 130,781,000 | 133,876,000 | 130,168,000 |
| Noninterest-bearing deposits | 3,441,000 | 4,256,000 | 5,348,000 | 6,224,000 |
| Equity capital | 23,324,000 | 23,745,000 | 24,040,000 | 24,014,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 2,090,000 | 4,195,000 | 6,276,000 | 8,368,000 |
| Interest expense | 664,000 | 1,308,000 | 1,917,000 | 2,518,000 |
| Net interest income | 1,426,000 | 2,887,000 | 4,359,000 | 5,850,000 |
| Noninterest income | -86,000 | -81,000 | -73,000 | -35,000 |
| Noninterest expense | 1,007,000 | 1,884,000 | 2,909,000 | 4,027,000 |
| Provision for loan losses | 286,000 | 644,000 | 839,000 | 1,117,000 |
| Pretax income | 47,000 | 487,000 | 747,000 | 1,005,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 47,000 | 487,000 | 747,000 | 1,005,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,267,000 | 23,606,000 | 23,733,000 | 23,815,000 |
| Total capital | 25,087,000 | 25,491,000 | 25,554,000 | 25,659,000 |
| Risk-weighted assets | 144,285,000 | 149,471,000 | 144,336,000 | 146,693,000 |