Call reports 2010
FIRST CAPITAL BANK — 2010
What FIRST CAPITAL BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 185,152,000 | 183,163,000 | 177,357,000 | 174,698,000 |
| Total loans | 137,478,000 | 135,810,000 | 135,320,000 | 138,061,000 |
| Allowance for loan losses | 3,117,000 | 3,060,000 | 3,230,000 | 3,004,000 |
| Securities available for sale | 25,510,000 | 22,384,000 | 21,826,000 | 20,914,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 141,699,000 | 139,297,000 | 133,432,000 | 130,913,000 |
| Interest-bearing deposits | 138,549,000 | 136,161,000 | 129,201,000 | 127,939,000 |
| Noninterest-bearing deposits | 3,150,000 | 3,136,000 | 4,231,000 | 2,974,000 |
| Equity capital | 23,016,000 | 23,424,000 | 23,494,000 | 23,336,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 2,285,000 | 4,560,000 | 6,769,000 | 8,894,000 |
| Interest expense | 890,000 | 1,724,000 | 2,528,000 | 3,256,000 |
| Net interest income | 1,395,000 | 2,836,000 | 4,241,000 | 5,638,000 |
| Noninterest income | -60,000 | -318,000 | -562,000 | -555,000 |
| Noninterest expense | 990,000 | 1,992,000 | 2,947,000 | 3,936,000 |
| Provision for loan losses | 264,000 | 264,000 | 431,000 | 647,000 |
| Pretax income | 81,000 | 262,000 | 301,000 | 500,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 81,000 | 262,000 | 301,000 | 500,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,763,000 | 23,025,000 | 23,096,000 | 23,257,000 |
| Total capital | 24,609,000 | 24,839,000 | 24,884,000 | 25,071,000 |
| Risk-weighted assets | 146,429,000 | 143,906,000 | 141,606,000 | 143,935,000 |