Call reports 2009
FIRST CAPITAL BANK — 2009
What FIRST CAPITAL BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 201,030,000 | 195,043,000 | 193,972,000 | 185,129,000 |
| Total loans | 152,056,000 | 148,635,000 | 147,141,000 | 141,579,000 |
| Allowance for loan losses | 3,453,000 | 3,400,000 | 3,295,000 | 3,020,000 |
| Securities available for sale | 21,648,000 | 20,576,000 | 20,244,000 | 26,568,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 160,065,000 | 149,331,000 | 147,982,000 | 141,724,000 |
| Interest-bearing deposits | 149,474,000 | 142,440,000 | 140,933,000 | 134,869,000 |
| Noninterest-bearing deposits | 10,591,000 | 6,891,000 | 7,049,000 | 6,855,000 |
| Equity capital | 20,218,000 | 24,939,000 | 24,753,000 | 22,825,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 2,505,000 | 4,967,000 | 7,298,000 | 9,669,000 |
| Interest expense | 1,383,000 | 2,572,000 | 3,653,000 | 4,628,000 |
| Net interest income | 1,122,000 | 2,395,000 | 3,645,000 | 5,041,000 |
| Noninterest income | 27,000 | 56,000 | 3,000 | -48,000 |
| Noninterest expense | 785,000 | 1,668,000 | 2,615,000 | 3,948,000 |
| Provision for loan losses | 3,131,000 | 3,131,000 | 3,884,000 | 4,339,000 |
| Pretax income | -2,767,000 | -2,348,000 | -2,851,000 | -3,294,000 |
| Income tax | -1,040,000 | -860,000 | -1,052,000 | 290,000 |
| Net income | -1,727,000 | -1,488,000 | -1,799,000 | -3,584,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,119,000 | 23,031,000 | 22,980,000 | 22,701,000 |
| Total capital | 20,160,000 | 25,035,000 | 24,968,000 | 24,689,000 |
| Risk-weighted assets | 162,073,000 | 158,959,000 | 157,716,000 | 158,034,000 |