Call reports 2025
LLANO NATIONAL BANK — 2025
What LLANO NATIONAL BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 299,815,000 | 301,723,000 | 296,136,000 | 319,352,000 |
| Total loans | 171,426,000 | 166,904,000 | 166,364,000 | 165,627,000 |
| Allowance for loan losses | 3,756,000 | 3,818,000 | 3,749,000 | 3,700,000 |
| Securities available for sale | 100,210,000 | 98,447,000 | 99,993,000 | 99,276,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 265,726,000 | 268,291,000 | 261,542,000 | 286,238,000 |
| Interest-bearing deposits | 183,567,000 | 178,899,000 | 174,882,000 | 197,860,000 |
| Noninterest-bearing deposits | 82,159,000 | 89,392,000 | 86,660,000 | 88,378,000 |
| Equity capital | 25,190,000 | 25,659,000 | 28,808,000 | 30,063,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 3,568,000 | 7,164,000 | 10,807,000 | 14,480,000 |
| Interest expense | 1,096,000 | 2,164,000 | 3,212,000 | 4,220,000 |
| Net interest income | 2,472,000 | 5,000,000 | 7,595,000 | 10,260,000 |
| Noninterest income | 310,000 | 622,000 | 936,000 | 1,262,000 |
| Noninterest expense | 1,925,000 | 3,850,000 | 5,869,000 | 7,927,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 857,000 | 1,744,000 | 2,618,000 | 3,551,000 |
| Income tax | 69,000 | 175,000 | 269,000 | 411,000 |
| Net income | 788,000 | 1,569,000 | 2,349,000 | 3,140,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 36,330,000 | 37,061,000 | 37,839,000 | 38,249,000 |