Call reports 2024
LLANO NATIONAL BANK — 2024
What LLANO NATIONAL BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 293,366,000 | 294,557,000 | 294,241,000 | 289,018,000 |
| Total loans | 164,899,000 | 158,442,000 | 162,613,000 | 162,899,000 |
| Allowance for loan losses | 3,956,000 | 3,876,000 | 3,863,000 | 3,865,000 |
| Securities available for sale | 108,404,000 | 105,164,000 | 106,590,000 | 101,338,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 257,096,000 | 258,055,000 | 255,844,000 | 254,975,000 |
| Interest-bearing deposits | 168,089,000 | 169,552,000 | 170,467,000 | 174,708,000 |
| Noninterest-bearing deposits | 89,007,000 | 88,503,000 | 85,377,000 | 80,267,000 |
| Equity capital | 21,755,000 | 22,101,000 | 25,262,000 | 23,368,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 3,313,000 | 6,684,000 | 10,136,000 | 13,600,000 |
| Interest expense | 1,055,000 | 2,118,000 | 3,231,000 | 4,303,000 |
| Net interest income | 2,258,000 | 4,566,000 | 6,905,000 | 9,297,000 |
| Noninterest income | 326,000 | 644,000 | 1,048,000 | 1,352,000 |
| Noninterest expense | 2,062,000 | 3,770,000 | 5,599,000 | 7,424,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 522,000 | 1,440,000 | 2,354,000 | 3,225,000 |
| Income tax | 0 | 119,000 | 259,000 | 396,000 |
| Net income | 522,000 | 1,321,000 | 2,095,000 | 2,829,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,769,000 | 34,467,000 | 35,241,000 | 35,592,000 |