Call reports 2023
LLANO NATIONAL BANK — 2023
What LLANO NATIONAL BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 295,130,000 | 300,810,000 | 299,417,000 | 299,450,000 |
| Total loans | 158,034,000 | 162,818,000 | 163,551,000 | 165,782,000 |
| Allowance for loan losses | 3,906,000 | 3,965,000 | 3,997,000 | 3,961,000 |
| Securities available for sale | 115,270,000 | 112,768,000 | 107,518,000 | 111,069,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 257,690,000 | 271,153,000 | 274,168,000 | 268,653,000 |
| Interest-bearing deposits | 160,288,000 | 173,073,000 | 176,902,000 | 177,528,000 |
| Noninterest-bearing deposits | 97,402,000 | 98,080,000 | 97,266,000 | 91,125,000 |
| Equity capital | 19,877,000 | 20,297,000 | 18,494,000 | 21,960,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 2,895,000 | 5,932,000 | 9,151,000 | 12,436,000 |
| Interest expense | 438,000 | 1,122,000 | 1,889,000 | 2,756,000 |
| Net interest income | 2,457,000 | 4,810,000 | 7,262,000 | 9,680,000 |
| Noninterest income | 289,000 | 624,000 | 1,180,000 | 1,477,000 |
| Noninterest expense | 1,911,000 | 3,630,000 | 5,617,000 | 7,316,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 814,000 | 1,783,000 | 2,804,000 | 3,820,000 |
| Income tax | 106,000 | 261,000 | 336,000 | 480,000 |
| Net income | 708,000 | 1,522,000 | 2,468,000 | 3,340,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,029,000 | 33,762,000 | 33,998,000 | 33,247,000 |