Call reports 2021
LLANO NATIONAL BANK — 2021
What LLANO NATIONAL BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 239,071,000 | 259,282,000 | 273,472,000 | 280,902,000 |
| Total loans | 101,407,000 | 103,845,000 | 111,244,000 | 124,981,000 |
| Allowance for loan losses | 3,863,000 | 3,956,000 | 3,956,000 | 3,920,000 |
| Securities available for sale | 118,233,000 | 135,756,000 | 141,232,000 | 140,083,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 210,425,000 | 228,776,000 | 242,017,000 | 247,569,000 |
| Interest-bearing deposits | 129,554,000 | 137,347,000 | 144,033,000 | 154,409,000 |
| Noninterest-bearing deposits | 80,871,000 | 91,429,000 | 97,984,000 | 93,160,000 |
| Equity capital | 27,661,000 | 29,230,000 | 29,997,000 | 30,154,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 2,068,000 | 4,395,000 | 6,640,000 | 8,910,000 |
| Interest expense | 117,000 | 226,000 | 323,000 | 416,000 |
| Net interest income | 1,951,000 | 4,169,000 | 6,317,000 | 8,494,000 |
| Noninterest income | 220,000 | 458,000 | 695,000 | 935,000 |
| Noninterest expense | 1,551,000 | 3,057,000 | 4,702,000 | 6,232,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 658,000 | 1,626,000 | 2,374,000 | 3,275,000 |
| Income tax | 80,000 | 225,000 | 346,000 | -281,000 |
| Net income | 578,000 | 1,401,000 | 2,028,000 | 3,556,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,867,000 | 27,690,000 | 28,319,000 | 29,459,000 |