Call reports 2020
LLANO NATIONAL BANK — 2020
What LLANO NATIONAL BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 188,923,000 | 210,352,000 | 220,551,000 | 229,718,000 |
| Total loans | 111,607,000 | 110,433,000 | 107,749,000 | 104,169,000 |
| Allowance for loan losses | 4,087,000 | 4,064,000 | 4,070,000 | 3,858,000 |
| Securities available for sale | 61,466,000 | 77,068,000 | 89,058,000 | 107,587,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 164,789,000 | 181,672,000 | 191,010,000 | 199,409,000 |
| Interest-bearing deposits | 110,189,000 | 115,336,000 | 122,008,000 | 126,361,000 |
| Noninterest-bearing deposits | 54,600,000 | 66,336,000 | 69,002,000 | 73,048,000 |
| Equity capital | 23,480,000 | 27,251,000 | 28,068,000 | 28,801,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 2,065,000 | 4,164,000 | 6,228,000 | 8,197,000 |
| Interest expense | 155,000 | 306,000 | 449,000 | 582,000 |
| Net interest income | 1,910,000 | 3,858,000 | 5,779,000 | 7,615,000 |
| Noninterest income | 242,000 | 448,000 | 691,000 | 898,000 |
| Noninterest expense | 1,396,000 | 2,846,000 | 4,340,000 | 5,661,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 760,000 | 1,476,000 | 2,167,000 | 2,894,000 |
| Income tax | 115,000 | 215,000 | 307,000 | 261,000 |
| Net income | 645,000 | 1,261,000 | 1,860,000 | 2,633,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,711,000 | 25,276,000 | 25,876,000 | 26,290,000 |