Call reports 2019
LLANO NATIONAL BANK — 2019
What LLANO NATIONAL BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 178,942,000 | 181,005,000 | 185,835,000 | 189,632,000 |
| Total loans | 113,313,000 | 110,834,000 | 110,262,000 | 109,431,000 |
| Allowance for loan losses | 4,048,000 | 4,121,000 | 4,123,000 | 4,089,000 |
| Securities available for sale | 49,651,000 | 50,022,000 | 54,985,000 | 62,958,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 156,270,000 | 156,985,000 | 160,803,000 | 162,407,000 |
| Interest-bearing deposits | 106,051,000 | 105,140,000 | 107,714,000 | 109,137,000 |
| Noninterest-bearing deposits | 50,219,000 | 51,845,000 | 53,089,000 | 53,270,000 |
| Equity capital | 22,225,000 | 23,372,000 | 24,290,000 | 24,550,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,967,000 | 4,100,000 | 6,123,000 | 8,171,000 |
| Interest expense | 131,000 | 264,000 | 409,000 | 562,000 |
| Net interest income | 1,836,000 | 3,836,000 | 5,714,000 | 7,609,000 |
| Noninterest income | 203,000 | 415,000 | 636,000 | 851,000 |
| Noninterest expense | 1,210,000 | 2,610,000 | 3,900,000 | 5,376,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 829,000 | 1,646,000 | 2,457,000 | 3,092,000 |
| Income tax | 123,000 | 251,000 | 352,000 | 410,000 |
| Net income | 706,000 | 1,395,000 | 2,105,000 | 2,682,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,451,000 | 23,090,000 | 23,800,000 | 24,066,000 |
| Total capital | 23,929,000 | 24,538,000 | 25,217,000 | 25,497,000 |
| Risk-weighted assets | 115,695,000 | 113,181,000 | 110,704,000 | 111,829,000 |