Call reports 2018
LLANO NATIONAL BANK — 2018
What LLANO NATIONAL BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 172,390,000 | 178,373,000 | 180,389,000 | 180,969,000 |
| Total loans | 101,521,000 | 106,749,000 | 109,407,000 | 110,975,000 |
| Allowance for loan losses | 3,704,000 | 3,815,000 | 3,895,000 | 4,039,000 |
| Securities available for sale | 55,431,000 | 54,027,000 | 52,814,000 | 53,385,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 151,626,000 | 157,450,000 | 158,932,000 | 159,187,000 |
| Interest-bearing deposits | 105,039,000 | 106,854,000 | 106,770,000 | 108,488,000 |
| Noninterest-bearing deposits | 46,587,000 | 50,596,000 | 52,162,000 | 50,699,000 |
| Equity capital | 20,034,000 | 20,460,000 | 20,837,000 | 21,115,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,729,000 | 3,563,000 | 5,489,000 | 7,435,000 |
| Interest expense | 85,000 | 174,000 | 283,000 | 402,000 |
| Net interest income | 1,644,000 | 3,389,000 | 5,206,000 | 7,033,000 |
| Noninterest income | 350,000 | 576,000 | 797,000 | 1,056,000 |
| Noninterest expense | 1,190,000 | 2,451,000 | 3,626,000 | 5,095,000 |
| Provision for loan losses | 75,000 | 150,000 | 265,000 | 365,000 |
| Pretax income | 730,000 | 1,365,000 | 2,113,000 | 2,630,000 |
| Income tax | 118,000 | 218,000 | 351,000 | 316,000 |
| Net income | 612,000 | 1,147,000 | 1,762,000 | 2,314,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,480,000 | 20,965,000 | 21,505,000 | 21,745,000 |
| Total capital | 21,890,000 | 22,546,000 | 23,018,000 | 23,360,000 |
| Risk-weighted assets | 110,582,000 | 124,284,000 | 118,690,000 | 126,849,000 |