Call reports 2017
LLANO NATIONAL BANK — 2017
What LLANO NATIONAL BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 165,305,000 | 165,013,000 | 168,039,000 | 170,459,000 |
| Total loans | 81,876,000 | 85,811,000 | 90,884,000 | 94,492,000 |
| Allowance for loan losses | 3,246,000 | 3,511,000 | 3,621,000 | 3,599,000 |
| Securities available for sale | 63,217,000 | 65,203,000 | 61,116,000 | 59,287,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 145,866,000 | 144,535,000 | 146,922,000 | 149,964,000 |
| Interest-bearing deposits | 101,148,000 | 102,194,000 | 102,451,000 | 104,793,000 |
| Noninterest-bearing deposits | 44,718,000 | 42,341,000 | 44,471,000 | 45,171,000 |
| Equity capital | 18,790,000 | 19,530,000 | 20,011,000 | 19,695,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,495,000 | 3,092,000 | 4,718,000 | 6,421,000 |
| Interest expense | 66,000 | 135,000 | 208,000 | 294,000 |
| Net interest income | 1,429,000 | 2,957,000 | 4,510,000 | 6,127,000 |
| Noninterest income | 200,000 | 392,000 | 568,000 | 782,000 |
| Noninterest expense | 1,056,000 | 2,190,000 | 3,273,000 | 4,478,000 |
| Provision for loan losses | 125,000 | 250,000 | 325,000 | 400,000 |
| Pretax income | 448,000 | 963,000 | 1,599,000 | 2,150,000 |
| Income tax | 113,000 | 248,000 | 406,000 | 387,000 |
| Net income | 335,000 | 715,000 | 1,193,000 | 1,763,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,685,000 | 19,065,000 | 19,543,000 | 19,903,000 |
| Total capital | 19,837,000 | 20,268,000 | 20,828,000 | 21,245,000 |
| Risk-weighted assets | 90,133,000 | 93,950,000 | 100,538,000 | 105,172,000 |