Call reports 2016
LLANO NATIONAL BANK — 2016
What LLANO NATIONAL BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 152,065,000 | 153,541,000 | 157,988,000 | 160,202,000 |
| Total loans | 84,562,000 | 81,872,000 | 81,695,000 | 81,561,000 |
| Allowance for loan losses | 3,076,000 | 3,139,000 | 3,206,000 | 3,264,000 |
| Securities available for sale | 57,624,000 | 59,767,000 | 59,537,000 | 60,905,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 132,296,000 | 133,440,000 | 137,312,000 | 140,917,000 |
| Interest-bearing deposits | 97,540,000 | 97,574,000 | 97,757,000 | 100,942,000 |
| Noninterest-bearing deposits | 34,756,000 | 35,866,000 | 39,555,000 | 39,975,000 |
| Equity capital | 18,680,000 | 18,982,000 | 19,409,000 | 18,482,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,498,000 | 2,973,000 | 4,493,000 | 6,014,000 |
| Interest expense | 67,000 | 136,000 | 207,000 | 279,000 |
| Net interest income | 1,431,000 | 2,837,000 | 4,286,000 | 5,735,000 |
| Noninterest income | 171,000 | 339,000 | 508,000 | 672,000 |
| Noninterest expense | 1,019,000 | 2,051,000 | 3,024,000 | 4,123,000 |
| Provision for loan losses | 125,000 | 250,000 | 376,000 | 501,000 |
| Pretax income | 458,000 | 875,000 | 1,428,000 | 1,816,000 |
| Income tax | 123,000 | 231,000 | 386,000 | 362,000 |
| Net income | 335,000 | 644,000 | 1,042,000 | 1,454,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,863,000 | 18,097,000 | 18,495,000 | 18,425,000 |
| Total capital | 18,983,000 | 19,197,000 | 19,619,000 | 19,568,000 |
| Risk-weighted assets | 87,685,000 | 86,031,000 | 87,856,000 | 89,334,000 |