Call reports 2015
LLANO NATIONAL BANK — 2015
What LLANO NATIONAL BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 144,964,000 | 151,343,000 | 158,628,000 | 154,214,000 |
| Total loans | 85,901,000 | 86,193,000 | 85,476,000 | 85,323,000 |
| Allowance for loan losses | 2,854,000 | 2,930,000 | 2,876,000 | 2,868,000 |
| Securities available for sale | 49,963,000 | 51,892,000 | 53,946,000 | 57,327,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 126,800,000 | 132,962,000 | 139,413,000 | 135,168,000 |
| Interest-bearing deposits | 91,562,000 | 94,196,000 | 96,385,000 | 99,504,000 |
| Noninterest-bearing deposits | 35,238,000 | 38,766,000 | 43,028,000 | 35,664,000 |
| Equity capital | 17,238,000 | 17,462,000 | 18,083,000 | 18,106,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,529,000 | 3,032,000 | 4,541,000 | 6,079,000 |
| Interest expense | 69,000 | 139,000 | 211,000 | 285,000 |
| Net interest income | 1,460,000 | 2,893,000 | 4,330,000 | 5,794,000 |
| Noninterest income | 148,000 | 310,000 | 495,000 | 668,000 |
| Noninterest expense | 960,000 | 1,915,000 | 2,938,000 | 4,000,000 |
| Provision for loan losses | 125,000 | 251,000 | 376,000 | 501,000 |
| Pretax income | 523,000 | 1,037,000 | 1,511,000 | 1,961,000 |
| Income tax | 151,000 | 299,000 | 431,000 | 475,000 |
| Net income | 372,000 | 738,000 | 1,080,000 | 1,486,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,640,000 | 17,005,000 | 17,347,000 | 17,538,000 |
| Total capital | 17,932,000 | 18,139,000 | 18,504,000 | 18,669,000 |
| Risk-weighted assets | 101,860,000 | 88,957,000 | 90,876,000 | 88,789,000 |