Call reports 2013
LLANO NATIONAL BANK — 2013
What LLANO NATIONAL BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 136,177,000 | 135,507,000 | 139,464,000 | 140,754,000 |
| Total loans | 80,045,000 | 82,912,000 | 85,043,000 | 86,261,000 |
| Allowance for loan losses | 2,320,000 | 2,485,000 | 2,612,000 | 2,620,000 |
| Securities available for sale | 43,292,000 | 41,098,000 | 42,778,000 | 42,909,000 |
| Securities held to maturity | 166,000 | 165,000 | 165,000 | 165,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 119,778,000 | 119,590,000 | 123,209,000 | 124,458,000 |
| Interest-bearing deposits | 86,723,000 | 85,671,000 | 88,712,000 | 88,895,000 |
| Noninterest-bearing deposits | 33,055,000 | 33,919,000 | 34,497,000 | 35,563,000 |
| Equity capital | 15,155,000 | 14,882,000 | 15,108,000 | 15,354,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,421,000 | 2,868,000 | 4,379,000 | 5,920,000 |
| Interest expense | 82,000 | 165,000 | 246,000 | 325,000 |
| Net interest income | 1,339,000 | 2,703,000 | 4,133,000 | 5,595,000 |
| Noninterest income | 151,000 | 295,000 | 438,000 | 586,000 |
| Noninterest expense | 954,000 | 1,876,000 | 2,867,000 | 3,820,000 |
| Provision for loan losses | 120,000 | 230,000 | 350,000 | 470,000 |
| Pretax income | 416,000 | 892,000 | 1,354,000 | 1,891,000 |
| Income tax | 122,000 | 252,000 | 400,000 | 570,000 |
| Net income | 294,000 | 640,000 | 954,000 | 1,321,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,086,000 | 14,432,000 | 14,746,000 | 14,897,000 |
| Total capital | 15,214,000 | 15,497,000 | 15,825,000 | 15,998,000 |
| Risk-weighted assets | 89,063,000 | 83,799,000 | 84,797,000 | 86,601,000 |