Call reports 2012
LLANO NATIONAL BANK — 2012
What LLANO NATIONAL BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 127,094,000 | 131,892,000 | 130,884,000 | 135,853,000 |
| Total loans | 74,151,000 | 74,742,000 | 77,338,000 | 79,299,000 |
| Allowance for loan losses | 1,911,000 | 2,124,000 | 2,246,000 | 2,216,000 |
| Securities available for sale | 42,068,000 | 43,526,000 | 42,087,000 | 42,844,000 |
| Securities held to maturity | 423,000 | 424,000 | 300,000 | 300,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 112,270,000 | 116,616,000 | 114,653,000 | 119,794,000 |
| Interest-bearing deposits | 85,778,000 | 87,496,000 | 85,886,000 | 87,002,000 |
| Noninterest-bearing deposits | 26,492,000 | 29,120,000 | 28,767,000 | 32,792,000 |
| Equity capital | 13,725,000 | 14,169,000 | 14,821,000 | 14,867,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,382,000 | 2,769,000 | 4,179,000 | 5,641,000 |
| Interest expense | 112,000 | 216,000 | 317,000 | 412,000 |
| Net interest income | 1,270,000 | 2,553,000 | 3,862,000 | 5,229,000 |
| Noninterest income | 139,000 | 307,000 | 450,000 | 600,000 |
| Noninterest expense | 960,000 | 1,909,000 | 2,861,000 | 3,743,000 |
| Provision for loan losses | 120,000 | 240,000 | 360,000 | 470,000 |
| Pretax income | 329,000 | 711,000 | 1,091,000 | 1,616,000 |
| Income tax | 78,000 | 175,000 | 273,000 | 397,000 |
| Net income | 251,000 | 536,000 | 818,000 | 1,219,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,039,000 | 13,324,000 | 13,606,000 | 13,792,000 |
| Total capital | 14,114,000 | 14,412,000 | 14,706,000 | 14,923,000 |
| Risk-weighted assets | 85,204,000 | 85,994,000 | 86,845,000 | 89,358,000 |