Call reports 2011
LLANO NATIONAL BANK — 2011
What LLANO NATIONAL BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 117,934,000 | 121,489,000 | 128,617,000 | 129,020,000 |
| Total loans | 72,318,000 | 71,486,000 | 71,642,000 | 74,086,000 |
| Allowance for loan losses | 1,668,000 | 1,716,000 | 1,736,000 | 1,795,000 |
| Securities available for sale | 33,755,000 | 36,600,000 | 39,768,000 | 44,215,000 |
| Securities held to maturity | 651,000 | 581,000 | 502,000 | 502,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 104,854,000 | 108,017,000 | 114,282,000 | 114,421,000 |
| Interest-bearing deposits | 82,742,000 | 83,121,000 | 87,105,000 | 86,763,000 |
| Noninterest-bearing deposits | 22,112,000 | 24,896,000 | 27,177,000 | 27,658,000 |
| Equity capital | 12,293,000 | 12,648,000 | 13,212,000 | 13,457,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,349,000 | 2,698,000 | 4,071,000 | 5,473,000 |
| Interest expense | 154,000 | 297,000 | 433,000 | 561,000 |
| Net interest income | 1,195,000 | 2,401,000 | 3,638,000 | 4,912,000 |
| Noninterest income | 141,000 | 287,000 | 436,000 | 578,000 |
| Noninterest expense | 919,000 | 1,826,000 | 2,729,000 | 3,532,000 |
| Provision for loan losses | 120,000 | 240,000 | 360,000 | 480,000 |
| Pretax income | 297,000 | 624,000 | 987,000 | 1,489,000 |
| Income tax | 80,000 | 165,000 | 260,000 | 364,000 |
| Net income | 217,000 | 459,000 | 727,000 | 1,125,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,096,000 | 12,338,000 | 12,605,000 | 12,788,000 |
| Total capital | 13,119,000 | 13,375,000 | 13,654,000 | 13,870,000 |
| Risk-weighted assets | 81,189,000 | 82,245,000 | 83,269,000 | 85,811,000 |