Call reports 2016
JONAH BANK OF WYOMING — 2016
What JONAH BANK OF WYOMING reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 278,603,000 | 286,796,000 | 316,738,000 | 316,719,000 |
| Total loans | 179,088,000 | 190,293,000 | 196,800,000 | 192,137,000 |
| Allowance for loan losses | 3,476,000 | 3,499,000 | 3,549,000 | 3,573,000 |
| Securities available for sale | 60,835,000 | 54,527,000 | 52,225,000 | 64,228,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 248,744,000 | 256,406,000 | 285,491,000 | 286,080,000 |
| Interest-bearing deposits | 159,120,000 | 164,680,000 | 187,768,000 | 188,815,000 |
| Noninterest-bearing deposits | 89,624,000 | 91,726,000 | 97,723,000 | 97,265,000 |
| Equity capital | 29,017,000 | 29,605,000 | 30,292,000 | 29,793,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 2,555,000 | 5,089,000 | 7,767,000 | 10,460,000 |
| Interest expense | 75,000 | 149,000 | 235,000 | 321,000 |
| Net interest income | 2,480,000 | 4,940,000 | 7,532,000 | 10,139,000 |
| Noninterest income | 831,000 | 1,841,000 | 3,133,000 | 4,294,000 |
| Noninterest expense | 2,482,000 | 5,057,000 | 7,742,000 | 10,539,000 |
| Provision for loan losses | 50,000 | 75,000 | 200,000 | 225,000 |
| Pretax income | 779,000 | 1,677,000 | 2,751,000 | 3,697,000 |
| Income tax | 233,000 | 509,000 | 846,000 | 1,140,000 |
| Net income | 546,000 | 1,168,000 | 1,905,000 | 2,557,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,653,000 | 29,111,000 | 29,770,000 | 30,082,000 |
| Total capital | 31,152,000 | 31,677,000 | 32,442,000 | 32,739,000 |
| Risk-weighted assets | 198,954,000 | 204,346,000 | 212,905,000 | 211,621,000 |