Call reports 2015
JONAH BANK OF WYOMING — 2015
What JONAH BANK OF WYOMING reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 297,406,000 | 292,934,000 | 300,773,000 | 287,530,000 |
| Total loans | 173,959,000 | 176,685,000 | 181,370,000 | 180,395,000 |
| Allowance for loan losses | 3,023,000 | 3,088,000 | 3,244,000 | 3,426,000 |
| Securities available for sale | 81,771,000 | 70,949,000 | 68,133,000 | 65,085,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 270,236,000 | 265,353,000 | 272,346,000 | 258,924,000 |
| Interest-bearing deposits | 177,983,000 | 170,195,000 | 177,247,000 | 168,002,000 |
| Noninterest-bearing deposits | 92,253,000 | 95,158,000 | 95,099,000 | 90,922,000 |
| Equity capital | 26,578,000 | 27,046,000 | 27,858,000 | 28,303,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 2,644,000 | 5,295,000 | 7,919,000 | 10,554,000 |
| Interest expense | 95,000 | 188,000 | 284,000 | 380,000 |
| Net interest income | 2,549,000 | 5,107,000 | 7,635,000 | 10,174,000 |
| Noninterest income | 845,000 | 2,010,000 | 3,235,000 | 4,277,000 |
| Noninterest expense | 2,290,000 | 4,771,000 | 7,246,000 | 9,829,000 |
| Provision for loan losses | 65,000 | 130,000 | 285,000 | 475,000 |
| Pretax income | 1,056,000 | 2,273,000 | 3,396,000 | 4,204,000 |
| Income tax | 323,000 | 701,000 | 1,048,000 | 1,290,000 |
| Net income | 733,000 | 1,572,000 | 2,348,000 | 2,914,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,178,000 | 26,971,000 | 27,686,000 | 28,130,000 |
| Total capital | 28,599,000 | 29,388,000 | 30,162,000 | 30,665,000 |
| Risk-weighted assets | 193,088,000 | 192,715,000 | 197,314,000 | 201,917,000 |