Call reports 2014
JONAH BANK OF WYOMING — 2014
What JONAH BANK OF WYOMING reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 265,391,000 | 265,566,000 | 267,928,000 | 302,416,000 |
| Total loans | 155,680,000 | 159,846,000 | 166,943,000 | 171,338,000 |
| Allowance for loan losses | 2,840,000 | 2,930,000 | 2,960,000 | 2,949,000 |
| Securities available for sale | 62,297,000 | 60,279,000 | 67,846,000 | 78,083,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 241,838,000 | 240,553,000 | 242,585,000 | 276,172,000 |
| Interest-bearing deposits | 166,159,000 | 159,886,000 | 167,537,000 | 184,957,000 |
| Noninterest-bearing deposits | 75,679,000 | 80,667,000 | 75,048,000 | 91,215,000 |
| Equity capital | 23,045,000 | 24,038,000 | 24,702,000 | 25,736,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 2,401,000 | 4,876,000 | 7,463,000 | 10,095,000 |
| Interest expense | 110,000 | 219,000 | 325,000 | 424,000 |
| Net interest income | 2,291,000 | 4,657,000 | 7,138,000 | 9,671,000 |
| Noninterest income | 453,000 | 1,090,000 | 1,883,000 | 2,713,000 |
| Noninterest expense | 2,021,000 | 4,077,000 | 6,225,000 | 8,466,000 |
| Provision for loan losses | 30,000 | 120,000 | 150,000 | 150,000 |
| Pretax income | 705,000 | 1,591,000 | 2,687,000 | 3,809,000 |
| Income tax | -460,000 | -150,000 | 201,000 | 500,000 |
| Net income | 1,165,000 | 1,741,000 | 2,486,000 | 3,309,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,259,000 | 23,861,000 | 24,581,000 | 25,424,000 |
| Total capital | 25,339,000 | 25,968,000 | 26,701,000 | 27,712,000 |
| Risk-weighted assets | 165,637,000 | 167,747,000 | 168,783,000 | 182,401,000 |