Call reports 2021
ROCHESTER STATE BANK — 2021
What ROCHESTER STATE BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 |
|---|---|---|
| Total assets | 116,926,000 | 114,787,000 |
| Total loans | 21,466,000 | 20,804,000 |
| Allowance for loan losses | 283,000 | 283,000 |
| Securities available for sale | 75,489,000 | 74,873,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 104,352,000 | 101,934,000 |
| Interest-bearing deposits | 79,848,000 | 78,630,000 |
| Noninterest-bearing deposits | 24,504,000 | 23,304,000 |
| Equity capital | 12,493,000 | 12,759,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 |
|---|---|---|
| Interest income | 635,000 | 1,261,000 |
| Interest expense | 61,000 | 125,000 |
| Net interest income | 574,000 | 1,136,000 |
| Noninterest income | 33,000 | 106,000 |
| Noninterest expense | 465,000 | 936,000 |
| Provision for loan losses | 0 | 0 |
| Pretax income | 142,000 | 322,000 |
| Income tax | 0 | 0 |
| Net income | 142,000 | 322,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 |
|---|---|---|
| Tier 1 capital | 10,334,000 | 10,514,000 |