Call report 2012Q4
ROCHESTER STATE BANK — 2012Q4
The 22 measures ROCHESTER STATE BANK reported to the FFIEC for 2012Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 74,818,000 | USD | evidence → |
| Total loans | 17,741,000 | USD | evidence → |
| Allowance for loan losses | 196,000 | USD | evidence → |
| Securities available for sale | 0 | USD | evidence → |
| Securities held to maturity | 44,245,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 64,368,000 | USD | evidence → |
| Interest-bearing deposits | 50,516,000 | USD | evidence → |
| Noninterest-bearing deposits | 13,852,000 | USD | evidence → |
| Equity capital | 9,806,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,101,000 | USD | evidence → |
| Interest expense | 345,000 | USD | evidence → |
| Net interest income | 1,756,000 | USD | evidence → |
| Noninterest income | 248,000 | USD | evidence → |
| Noninterest expense | 1,511,000 | USD | evidence → |
| Provision for loan losses | 37,000 | USD | evidence → |
| Pretax income | 456,000 | USD | evidence → |
| Income tax | 2,000 | USD | evidence → |
| Net income | 454,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 9,806,000 | USD | evidence → |
| Total capital | 10,002,000 | USD | evidence → |
| Risk-weighted assets | 44,650,000 | USD | evidence → |