Call reports 2006
ROCHESTER STATE BANK — 2006
What ROCHESTER STATE BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 51,754,000 | 52,361,000 | 51,540,000 | 52,272,000 |
| Total loans | 18,794,000 | 18,782,000 | 19,361,000 | 19,057,000 |
| Allowance for loan losses | 446,000 | 442,000 | 436,000 | 339,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 28,490,000 | 28,225,000 | 28,213,000 | 28,655,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 43,165,000 | 43,516,000 | 42,453,000 | 43,215,000 |
| Interest-bearing deposits | 34,323,000 | 34,606,000 | 33,820,000 | 34,291,000 |
| Noninterest-bearing deposits | 8,842,000 | 8,911,000 | 8,633,000 | 8,924,000 |
| Equity capital | 8,439,000 | 8,570,000 | 8,707,000 | 8,735,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 573,000 | 1,159,000 | 1,758,000 | 2,392,000 |
| Interest expense | 150,000 | 306,000 | 467,000 | 637,000 |
| Net interest income | 423,000 | 853,000 | 1,291,000 | 1,755,000 |
| Noninterest income | 44,000 | 97,000 | 146,000 | 191,000 |
| Noninterest expense | 310,000 | 607,000 | 901,000 | 1,327,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 157,000 | 343,000 | 536,000 | 619,000 |
| Income tax | 0 | 0 | 1,000 | 0 |
| Net income | 157,000 | 343,000 | 535,000 | 619,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,439,000 | 8,570,000 | 8,707,000 | 8,735,000 |
| Total capital | 8,803,000 | 8,938,000 | 9,077,000 | 9,074,000 |
| Risk-weighted assets | 29,057,000 | 29,362,000 | 29,546,000 | 29,862,000 |
Machine access — free, no API key
Every figure shown here about ROCHESTER STATE BANK — 2006 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.