Call reports 2005
ROCHESTER STATE BANK — 2005
What ROCHESTER STATE BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 51,576,000 | 59,095,000 | 52,461,000 | 53,114,000 |
| Total loans | 19,326,000 | 19,659,000 | 19,638,000 | 19,036,000 |
| Allowance for loan losses | 467,000 | 463,000 | 460,000 | 458,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 27,633,000 | 30,728,000 | 27,756,000 | 29,193,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 43,048,000 | 50,733,000 | 43,923,000 | 44,614,000 |
| Interest-bearing deposits | 35,288,000 | 42,517,000 | 35,892,000 | 36,241,000 |
| Noninterest-bearing deposits | 7,760,000 | 8,216,000 | 8,031,000 | 8,373,000 |
| Equity capital | 8,390,000 | 8,246,000 | 8,405,000 | 8,368,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 543,000 | 1,129,000 | 1,712,000 | 2,288,000 |
| Interest expense | 118,000 | 255,000 | 402,000 | 551,000 |
| Net interest income | 425,000 | 874,000 | 1,310,000 | 1,737,000 |
| Noninterest income | 48,000 | 91,000 | 141,000 | 180,000 |
| Noninterest expense | 327,000 | 622,000 | 909,000 | 1,342,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 146,000 | 343,000 | 542,000 | 575,000 |
| Income tax | 0 | 1,000 | 0 | 2,000 |
| Net income | 146,000 | 342,000 | 542,000 | 573,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,390,000 | 8,246,000 | 8,405,000 | 8,368,000 |
| Total capital | 8,751,000 | 8,622,000 | 8,766,000 | 8,732,000 |
| Risk-weighted assets | 28,748,000 | 29,998,000 | 28,851,000 | 29,042,000 |
Machine access — free, no API key
Every figure shown here about ROCHESTER STATE BANK — 2005 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.