Call reports 2017
HORIZON STATE BANK — 2017
What HORIZON STATE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 20,876,000 | 20,653,000 | 20,172,000 | 20,614,000 |
| Total loans | 13,785,000 | 13,340,000 | 13,675,000 | 12,989,000 |
| Allowance for loan losses | 165,000 | 147,000 | 148,000 | 148,000 |
| Securities available for sale | 454,000 | 304,000 | 304,000 | 302,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 19,258,000 | 18,969,000 | 18,546,000 | 19,014,000 |
| Interest-bearing deposits | 11,444,000 | 11,544,000 | 11,240,000 | 11,450,000 |
| Noninterest-bearing deposits | 7,814,000 | 7,425,000 | 7,306,000 | 7,565,000 |
| Equity capital | 1,601,000 | 1,661,000 | 1,592,000 | 1,594,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 222,000 | 456,000 | 681,000 | 904,000 |
| Interest expense | 10,000 | 20,000 | 30,000 | 38,000 |
| Net interest income | 212,000 | 436,000 | 651,000 | 866,000 |
| Noninterest income | 45,000 | 96,000 | 136,000 | 181,000 |
| Noninterest expense | 228,000 | 443,000 | 679,000 | 925,000 |
| Provision for loan losses | 0 | 0 | 2,000 | 2,000 |
| Pretax income | 29,000 | 89,000 | 106,000 | 120,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 29,000 | 89,000 | 106,000 | 120,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,597,000 | 1,657,000 | 1,588,000 | 1,592,000 |
| Total capital | 1,762,000 | 1,803,000 | 1,736,000 | 1,736,000 |
| Risk-weighted assets | 13,420,000 | 13,051,000 | 12,090,000 | 11,503,000 |