Call reports 2016
HORIZON STATE BANK — 2016
What HORIZON STATE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 20,630,000 | 20,989,000 | 20,423,000 | 20,238,000 |
| Total loans | 12,080,000 | 13,363,000 | 13,986,000 | 13,838,000 |
| Allowance for loan losses | 154,000 | 154,000 | 166,000 | 165,000 |
| Securities available for sale | 454,000 | 457,000 | 455,000 | 453,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 19,084,000 | 18,337,000 | 17,925,000 | 18,600,000 |
| Interest-bearing deposits | 12,477,000 | 12,231,000 | 11,718,000 | 11,657,000 |
| Noninterest-bearing deposits | 6,607,000 | 6,106,000 | 6,207,000 | 6,944,000 |
| Equity capital | 1,525,000 | 1,543,000 | 1,529,000 | 1,572,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 231,000 | 440,000 | 664,000 | 893,000 |
| Interest expense | 11,000 | 23,000 | 36,000 | 46,000 |
| Net interest income | 220,000 | 417,000 | 628,000 | 847,000 |
| Noninterest income | 44,000 | 92,000 | 160,000 | 209,000 |
| Noninterest expense | 243,000 | 474,000 | 719,000 | 943,000 |
| Provision for loan losses | 0 | 0 | 20,000 | 20,000 |
| Pretax income | 21,000 | 35,000 | 49,000 | 93,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 21,000 | 35,000 | 49,000 | 93,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,521,000 | 1,536,000 | 1,524,000 | 1,568,000 |
| Total capital | 1,660,000 | 1,688,000 | 1,682,000 | 1,733,000 |
| Risk-weighted assets | 11,132,000 | 12,179,000 | 12,550,000 | 13,289,000 |