Call reports 2014
HORIZON STATE BANK — 2014
What HORIZON STATE BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 21,261,000 | 20,548,000 | 21,011,000 | 21,166,000 |
| Total loans | 10,394,000 | 10,715,000 | 10,534,000 | 10,537,000 |
| Allowance for loan losses | 145,000 | 143,000 | 146,000 | 145,000 |
| Securities available for sale | 401,000 | 601,000 | 601,000 | 600,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 19,928,000 | 19,227,000 | 19,512,000 | 19,719,000 |
| Interest-bearing deposits | 13,423,000 | 13,030,000 | 13,197,000 | 12,983,000 |
| Noninterest-bearing deposits | 6,505,000 | 6,197,000 | 6,315,000 | 6,736,000 |
| Equity capital | 1,221,000 | 1,214,000 | 1,361,000 | 1,386,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 184,000 | 379,000 | 578,000 | 770,000 |
| Interest expense | 13,000 | 27,000 | 41,000 | 55,000 |
| Net interest income | 171,000 | 352,000 | 537,000 | 715,000 |
| Noninterest income | 50,000 | 114,000 | 171,000 | 247,000 |
| Noninterest expense | 262,000 | 515,000 | 781,000 | 1,010,000 |
| Provision for loan losses | 0 | 0 | 3,000 | 3,000 |
| Pretax income | -41,000 | -49,000 | -76,000 | -51,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -41,000 | -49,000 | -76,000 | -51,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,216,000 | 1,208,000 | 1,355,000 | 1,380,000 |
| Total capital | 1,361,000 | 1,351,000 | 1,501,000 | 1,525,000 |
| Risk-weighted assets | 11,851,000 | 11,920,000 | 11,865,000 | 11,794,000 |