Call reports 2012
HORIZON STATE BANK — 2012
What HORIZON STATE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 20,844,000 | 19,261,000 | 19,090,000 | 19,883,000 |
| Total loans | 10,783,000 | 10,445,000 | 9,990,000 | 10,264,000 |
| Allowance for loan losses | 150,000 | 149,000 | 150,000 | 148,000 |
| Securities available for sale | 1,029,000 | 1,175,000 | 1,070,000 | 809,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 18,984,000 | 17,412,000 | 17,293,000 | 18,184,000 |
| Interest-bearing deposits | 12,321,000 | 9,847,000 | 12,199,000 | 12,529,000 |
| Noninterest-bearing deposits | 6,663,000 | 7,565,000 | 5,094,000 | 5,655,000 |
| Equity capital | 1,597,000 | 1,584,000 | 1,506,000 | 1,439,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 231,000 | 453,000 | 664,000 | 877,000 |
| Interest expense | 30,000 | 59,000 | 84,000 | 106,000 |
| Net interest income | 201,000 | 394,000 | 580,000 | 771,000 |
| Noninterest income | 61,000 | 130,000 | 197,000 | 272,000 |
| Noninterest expense | 278,000 | 548,000 | 818,000 | 1,139,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -16,000 | -24,000 | -41,000 | -96,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -16,000 | -24,000 | -41,000 | -96,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,567,000 | 1,559,000 | 1,485,000 | 1,425,000 |
| Total capital | 1,717,000 | 1,706,000 | 1,628,000 | 1,562,000 |
| Risk-weighted assets | 12,080,000 | 11,749,000 | 11,414,000 | 10,951,000 |