Call reports 2011
HORIZON STATE BANK — 2011
What HORIZON STATE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 19,206,000 | 18,405,000 | 18,178,000 | 19,431,000 |
| Total loans | 12,044,000 | 11,956,000 | 12,092,000 | 11,838,000 |
| Allowance for loan losses | 146,000 | 159,000 | 158,000 | 149,000 |
| Securities available for sale | 1,140,000 | 1,143,000 | 1,040,000 | 1,035,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 17,215,000 | 16,462,000 | 16,229,000 | 17,561,000 |
| Interest-bearing deposits | 12,764,000 | 12,171,000 | 11,969,000 | 11,946,000 |
| Noninterest-bearing deposits | 4,451,000 | 4,291,000 | 4,260,000 | 5,615,000 |
| Equity capital | 1,705,000 | 1,645,000 | 1,657,000 | 1,618,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 266,000 | 532,000 | 793,000 | 1,053,000 |
| Interest expense | 43,000 | 83,000 | 123,000 | 158,000 |
| Net interest income | 223,000 | 449,000 | 670,000 | 895,000 |
| Noninterest income | 74,000 | 164,000 | 250,000 | 323,000 |
| Noninterest expense | 298,000 | 589,000 | 878,000 | 1,188,000 |
| Provision for loan losses | 0 | 6,000 | 6,000 | 6,000 |
| Pretax income | -1,000 | 18,000 | 36,000 | 24,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -1,000 | 18,000 | 36,000 | 24,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,664,000 | 1,601,000 | 1,616,000 | 1,583,000 |
| Total capital | 1,810,000 | 1,756,000 | 1,771,000 | 1,732,000 |
| Risk-weighted assets | 12,613,000 | 12,383,000 | 12,522,000 | 12,424,000 |