Call reports 2008
HORIZON STATE BANK — 2008
What HORIZON STATE BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 20,259,000 | 20,617,000 | 19,735,000 | 18,924,000 |
| Total loans | 12,487,000 | 11,790,000 | 11,630,000 | 11,650,000 |
| Allowance for loan losses | 171,000 | 180,000 | 182,000 | 178,000 |
| Securities available for sale | 2,070,000 | 2,017,000 | 2,033,000 | 2,085,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 18,014,000 | 18,469,000 | 17,595,000 | 16,788,000 |
| Interest-bearing deposits | 13,637,000 | 13,724,000 | 13,160,000 | 12,459,000 |
| Noninterest-bearing deposits | 4,377,000 | 4,745,000 | 4,435,000 | 4,329,000 |
| Equity capital | 1,874,000 | 1,770,000 | 1,792,000 | 1,783,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 313,000 | 612,000 | 908,000 | 1,204,000 |
| Interest expense | 107,000 | 220,000 | 319,000 | 408,000 |
| Net interest income | 206,000 | 392,000 | 589,000 | 796,000 |
| Noninterest income | 94,000 | 184,000 | 272,000 | 351,000 |
| Noninterest expense | 274,000 | 544,000 | 816,000 | 1,122,000 |
| Provision for loan losses | 3,000 | 3,000 | 3,000 | 3,000 |
| Pretax income | 23,000 | 29,000 | 42,000 | 22,000 |
| Income tax | 5,000 | 5,000 | 6,000 | 5,000 |
| Net income | 18,000 | 24,000 | 36,000 | 17,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,836,000 | 1,767,000 | 1,779,000 | 1,736,000 |
| Total capital | 2,003,000 | 1,928,000 | 1,937,000 | 1,889,000 |
| Risk-weighted assets | 13,372,000 | 12,893,000 | 12,652,000 | 12,471,000 |
Machine access — free, no API key
Every figure shown here about HORIZON STATE BANK — 2008 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.