Call reports 2015
SUN NATIONAL BANK — 2015
What SUN NATIONAL BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 2,431,613,000 | 2,375,665,000 | 2,285,689,000 | 2,205,516,000 |
| Total loans | 1,493,831,000 | 1,585,585,000 | 1,528,181,000 | 1,548,508,000 |
| Allowance for loan losses | 20,917,000 | 20,332,000 | 18,913,000 | 18,008,000 |
| Securities available for sale | 366,455,000 | 336,981,000 | 297,077,000 | 282,628,000 |
| Securities held to maturity | 475,000 | 462,000 | 250,000 | 250,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,022,574,000 | 1,941,345,000 | 1,849,035,000 | 1,773,444,000 |
| Interest-bearing deposits | 1,482,828,000 | 1,390,075,000 | 1,300,396,000 | 1,284,639,000 |
| Noninterest-bearing deposits | 539,746,000 | 551,270,000 | 548,639,000 | 488,804,000 |
| Equity capital | 307,882,000 | 310,839,000 | 313,987,000 | 315,550,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 17,659,000 | 35,452,000 | 53,040,000 | 70,207,000 |
| Interest expense | 1,936,000 | 3,809,000 | 5,626,000 | 7,410,000 |
| Net interest income | 15,723,000 | 31,643,000 | 47,414,000 | 62,797,000 |
| Noninterest income | 13,025,000 | 17,921,000 | 22,905,000 | 26,048,000 |
| Noninterest expense | 25,148,000 | 43,949,000 | 63,490,000 | 80,072,000 |
| Provision for loan losses | 0 | -1,218,000 | -2,980,000 | -3,280,000 |
| Pretax income | 3,600,000 | 6,837,000 | 11,278,000 | 13,522,000 |
| Income tax | 600,000 | 869,000 | 1,494,000 | 1,883,000 |
| Net income | 3,000,000 | 5,968,000 | 9,784,000 | 11,639,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 269,025,000 | 272,488,000 | 276,768,000 | 279,099,000 |
| Total capital | 288,613,000 | 292,210,000 | 295,496,000 | 297,735,000 |
| Risk-weighted assets | 1,564,988,000 | 1,576,504,000 | 1,497,350,000 | 1,558,112,000 |