Call reports 2008
SUN NATIONAL BANK — 2008
What SUN NATIONAL BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 3,362,705,000 | 3,421,432,000 | 3,421,760,000 | 3,618,551,000 |
| Total loans | 2,550,962,000 | 2,637,354,000 | 2,666,139,000 | 2,739,825,000 |
| Allowance for loan losses | 27,904,000 | 31,490,000 | 34,120,000 | 37,309,000 |
| Securities available for sale | 416,969,000 | 384,944,000 | 365,794,000 | 423,513,000 |
| Securities held to maturity | 17,698,000 | 16,209,000 | 15,040,000 | 13,765,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,733,877,000 | 2,801,407,000 | 2,891,033,000 | 2,910,937,000 |
| Interest-bearing deposits | 2,265,224,000 | 2,294,799,000 | 2,431,776,000 | 2,498,871,000 |
| Noninterest-bearing deposits | 468,653,000 | 506,609,000 | 459,257,000 | 412,066,000 |
| Equity capital | 431,804,000 | 430,116,000 | 427,375,000 | 431,603,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 45,639,000 | 88,522,000 | 131,501,000 | 174,634,000 |
| Interest expense | 19,432,000 | 36,397,000 | 53,055,000 | 69,259,000 |
| Net interest income | 26,207,000 | 52,125,000 | 78,446,000 | 105,375,000 |
| Noninterest income | 7,349,000 | 15,668,000 | 22,686,000 | 32,808,000 |
| Noninterest expense | 23,992,000 | 47,470,000 | 70,538,000 | 93,395,000 |
| Provision for loan losses | 2,133,000 | 8,660,000 | 12,383,000 | 20,000,000 |
| Pretax income | 7,431,000 | 11,663,000 | 18,211,000 | 24,836,000 |
| Income tax | 2,278,000 | 3,330,000 | 4,894,000 | 6,350,000 |
| Net income | 5,153,000 | 8,333,000 | 13,317,000 | 18,486,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 284,587,000 | 287,888,000 | 293,064,000 | 303,069,000 |
| Total capital | 312,851,000 | 319,815,000 | 327,621,000 | 340,815,000 |
| Risk-weighted assets | 2,864,596,000 | 2,953,562,000 | 2,973,425,000 | 3,142,877,000 |