Call reports 2015
FARMERS AND MERCHANTS STATE BANK — 2015
What FARMERS AND MERCHANTS STATE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 28,801,000 | 28,354,000 | 28,637,000 | 29,026,000 |
| Total loans | 8,755,000 | 8,518,000 | 8,533,000 | 8,472,000 |
| Allowance for loan losses | 192,000 | 192,000 | 192,000 | 191,000 |
| Securities available for sale | 12,193,000 | 12,754,000 | 12,516,000 | 13,261,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 25,864,000 | 25,542,000 | 25,355,000 | 26,202,000 |
| Interest-bearing deposits | 19,951,000 | 19,921,000 | 19,557,000 | 19,878,000 |
| Noninterest-bearing deposits | 5,913,000 | 5,621,000 | 5,797,000 | 6,324,000 |
| Equity capital | 2,893,000 | 2,781,000 | 2,901,000 | 2,798,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 242,000 | 480,000 | 724,000 | 960,000 |
| Interest expense | 19,000 | 38,000 | 57,000 | 76,000 |
| Net interest income | 223,000 | 442,000 | 667,000 | 884,000 |
| Noninterest income | 15,000 | 34,000 | 49,000 | 68,000 |
| Noninterest expense | 167,000 | 333,000 | 505,000 | 762,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 72,000 | 144,000 | 212,000 | 190,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 72,000 | 144,000 | 212,000 | 190,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,483,000 | 2,507,000 | 2,552,000 | 2,529,000 |
| Total capital | 2,614,000 | 2,637,000 | 2,676,000 | 2,657,000 |
| Risk-weighted assets | 10,451,000 | 10,322,000 | 9,813,000 | 10,202,000 |